Financial Planning Houston

Houston Wealth Management

Financial Planning Houston
Plan. Live. Grow.

Address
1035 Dairy Ashford Rd, Suite # 222
Place
Houston, TX   77079 
Landline
(281) 372-8410
E-Mail
admin@houstonwm.com
Website
www.houstonwm.com

Description

Financial advisor and wealth management firm in Houston, TX offering independent fee-based financial planning and investment management services

Reviews

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Opening hours

Evening and weekend hours by appointment

Payment Options

Cash , Check , Invoice

Products And Services

  • OUR APPROACH

    At Houston Wealth Managment our collaborative approach includes four basic steps that are further customized to the circumstances, goals, assets and objectives of each client. Financial planning services, investment management services as well as their combination into True Wealth Management will follow the same basic process: Understand, Develop, Implement and Assess.

    Link: OUR APPROACH

  • DEFINE & CLARIFY

    The initial discovery includes gaining a deep understanding of the client's goals and objectives, values and beliefs, risk tolerance and capacity and as much other financial and non-financial information as possible.

    Link: DEFINE & CLARIFY

  • ANALYZE & BUILD

    Through analysis of goals and the client's situation we can evaluate risks and opportunities and develop a financial and/or investment plan to maximize the potential of reaching those goals.

    Link: ANALYZE & BUILD

  • DESIGN & SELECT

    Through the design, allocation and selection of a portfolio of investments and opportunities, we then lay the groundwork and infrastructure to align and enhance the plan's likelihood of success.

    Link: DESIGN & SELECT

  • REVIEW & ADJUST

    Through ongoing and period reviews and evaluations of both the plan and portfolio, we can determine if we are on track, need to make modifications, or even reevaluate our assumptions.

    Link: REVIEW & ADJUST

  • TRUE WEALTH MANAGEMENT

    We believe that true wealth management is only possible with the integration of financial planning and portfolio and asset management services. This integration seeks to avoid the inconsistent results when these efforts are pursued separately, leaving unresolved problems, unmitigated risks and other inefficiencies.

    Link: TRUE WEALTH MANAGEMENT

  • COLLABORATIVE APPROACH

    As a client, you will benefit from a collaborative relationship that seeks to help you define and clarify your goals, address your current challenges, and predict and prepare for future needs and life events. Each client has a unique set of circumstances, goals and objectives that must be at first understood, so that we can help them position and best utilize their resources. This collaboration continues throughout the engagement process, and leads to the long term trust that our relationships with clients are based upon.

    Link: COLLABORATIVE APPROACH

  • PLANNING IS A PROCESS

    Financial planning is a process that involves taking an active role in your financial future. Our firm believes that proper financial planning is integral to the management of your financial resources. In today's uncertain economy, creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. We believe in the real benefits of the financial planning process, along with regular reviews and updates of the outputs of such planning.

    Link: PLANNING IS A PROCESS

  • PLANNING IS COMPREHENSIVE

    Houston Wealth Management delivers fee-only financial planning in a comprehensive way. We embrace an open and flexible approach because it is important to understand any aspect of a client's life that may impact their financial resources. A partial list of topics includes: Qualitative analyses of your story, values, experiences and life goals Current financial strategy and cash management Investment management Tax and Estate planning Insurance and Risk Management Retirement Planning Social Security Planning College and Educational Planning Charitable Giving

    Link: PLANNING IS COMPREHENSIVE

  • COMPREHENSIVE INVESTMENT MANAGEMENT

    Our wealth management services typically rely on the results of the initial or ongoing financial planning process. When the client's goals and strategies are laid out and agreed to, the investment management process must be developed and implemented. Some of the concepts that guide our investment management include: Promote focus on capital preservation and steady growth of assets; Match investment time horizon with goals; Reduce risk and enhance return through broad diversification; Recommend asset allocation based on client's risk profile, goals and circumstances; Provide appropriate income, as needed; Incorporate the tax implications of all investments; Minimize investment expenses whenever possible; Develop a long-term investment strategy; Monitor and analyze investment results; Remain flexible and open-minded when considering strategies and objectives; and Always incorporate the results of the financial planning process. Investment portfolios can be managed on a discretionary or non-discretionary basis. Discretionary accounts require the development of investment policy statements for each account, and are recommended for non-discretionary managed accounts as well. Investment portfolio analyses can include either individual methods or combinations of fundamental, technical, charting or cyclical analyses.

    Link: COMPREHENSIVE INVESTMENT MANAGEMENT

  • SERVICES FOR SINGLE TOPICS AND LIMITED SCOPE PROJECTS

    Houston Wealth Management may offer financial consulting services that focus only on a limited scope of services. For instance, some clients may only require advice on a single aspect of the management of their financial resources. Prospective clients should always understand that our firm always prefers to work with clients in a comprehensive manner, including delivering true wealth mangamant services, financial planning and investment management. Therefore, these limited services will be offered at the discretion of our firm, and with both the transparency to and an agreement with the client. Fees for these services will be based on our current hourly fees, but can also be set on a project basis. Our firm will present and receive the client's agreement with the method and amount of fees prior to performing these services.

    Link: SERVICES FOR SINGLE TOPICS AND LIMITED SCOPE PROJECTS

  • PROFESSIONAL STRUCTURE

    Houston Wealth Management is structured to provide personalized comprehensive wealth management in the most professional and efficient method possible for our clients. Our compensation comes from fees paid by clients for the service and advice we provide. We do not represent individual products nor receive other payments from any professional partners. This minimizes any conflicts of interest and helps to ensure clients receive impartial advice.

    Link: PROFESSIONAL STRUCTURE

  • FEES BASED ON WORK

    Unlike other advisory options like banks and brokerages, our firm has made a conscious effort to align the fees we charge with the work that we perform. We will neither overcharge our management fees, "giving away" financial planning services; nor charge upfront commissions, leaving clients later begging for attention and advice. At Houston Wealth Management each client relationship typically involves a combination of fees for both: 1) Financial Planning/Financial Consulting Services and 2) Investment Management Services.

    Link: FEES BASED ON WORK

  • FLEXIBLE FEE FRAMEWORK

    Houston Wealth Management has the ability to customize how fees are determined for each client. Financial planning and financial consulting services usually result in hourly assessments (current hourly charge is $175/hour). For most clients, there is also an annual fee for investment management services, charged as a percentage of assets under management ("AUM") and is collected quarterly in arrears. Some clients instead choose to negotiate a flat annual fee for investment and financial planning, for a more predictable annual amount. Flat annual fees must be agreed to in advance, and are still based on estimated billable hourly work for the year.

    Link: FLEXIBLE FEE FRAMEWORK

Categories

Financial Planning
(281)372-8410 (281)-372-8410 +12813728410

Map 1035 Dairy Ashford Rd, Suite # 222

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