Bicycle Accident
Texas is sadly among the most dangerous states for cyclists nationwide. Between 2010 and 2016, bicycle accident statistics were over 16,000 crashes involving bicyclists in Texas. Those accidents resulted in 9,769 reported injuries and emergency room visits, 5,646 possible injuries, and 362 bicycle accident fatalities. 70% of Texas bike crashes occur at an intersection. The most dangerous counties for bicyclists are Harris, Travis, Dallas, Bexar, and Tarrant.
Unsurprisingly, bicycle riders not wearing a helmet dramatically increased the risk of fatality. It is worth noting that Texas does not require cyclists to wear helmets. The state may recommend bicycle helmets, and certain cities have instated new Texas bicycle laws for children, but as a whole, the state does not have a universal helmet law.
In any traffic accident, there exists the chance of sustaining a severe injury. However, a driver or passenger in a motor vehicle has seatbelts, airbags, and other safety measures to protect them in a collision.
A cyclist or pedestrian has comparatively little to protect them from life-threatening injuries. So, naturally, bike accidents often result in catastrophic injury or worse, as the bike's rider is hit by heavy automobiles and either flipped into the windshield or hurled to the pavement in the path of oncoming traffic.
Cyclists' injuries can be costly to recover from. If the accident was not their fault, they should not be on the hook for those medical expenses.
However, the settlement offered for an insurance claim is often insufficient, providing only a percentage of the finances required for necessary medical treatment. You do not need to accept the offer from the insurer of the motorist. You can do better than whatever is offered by the driver's car insurance policy in a bicycle accident claims.